this is property

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this is property

this is property

Жаратуучу: John Pidgeon & Rachelle Kroon

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and r...

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740 using redraw to invest, 6-year CGT rule, repairs vs depreciation + more (Q&A with an accountant)

740 using redraw to invest, 6-year CGT rule, repairs vs depreciation + more (Q&A with an accountant)

In this Q&A episode, Rachelle sits down with return guest, accountant Leah Hall from Lift Accounting to unpack your burning tax and property questions...

2025-10-14 18:10:00 39:39
739 the boom bust property cycle explained + where are we now?

739 the boom bust property cycle explained + where are we now?

Is there really a way to time the market? In this episode of John and Rach are joined by Darren Wilson from Property Share Market Economics to chat ab...

2025-10-07 18:10:00 52:41
738 investing in regional VIC: Geelong, Bendigo & Shepparton

738 investing in regional VIC: Geelong, Bendigo & Shepparton

Kicking off our investor location series, Rachelle Kroon chats with Envisage Property buyer’s agent Kimberley Gelhar who specialises in regional Victo...

2025-09-30 19:10:00 28:30
bonus from FinCon: US vs Aussie property, 30 year fixed rates, rent to buy, taxes + more

bonus from FinCon: US vs Aussie property, 30 year fixed rates, rent to buy, taxes + more

Rach and John are coming to you from FinCon in Portland, Oregon. After three days surrounded by finance content creators, they swap notes on how the A...

2025-09-28 19:10:00 24:31
737 funding renovations, using equity to buy a 2nd IP, split loans, valuations + more

737 funding renovations, using equity to buy a 2nd IP, split loans, valuations + more

Rach and John dig into some listener questions about:
👉🏾 funding renovations - cash, equity or future-value valuations
👉🏻 what if inve...

2025-09-23 19:10:00 36:41
736 public school catchments, property premiums & if they’re worth it

736 public school catchments, property premiums & if they’re worth it

In this episode John and Rachelle are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values....

2025-09-16 10:10:00 38:27
735 First Home Guarantee fast-tracked, FOMO traps & buyer’s agent risks

735 First Home Guarantee fast-tracked, FOMO traps & buyer’s agent risks

The First Home Guarantee expansion has been brought forward to 1 Oct, sparking urgency in the property market. But should you rush in? Rachelle and Jo...

2025-09-09 10:10:00 32:41
734 understanding the role of a seller’s agent with Veronica Morgan

734 understanding the role of a seller’s agent with Veronica Morgan

Selling property isn’t always straightforward and that’s where a seller’s agent (or vendor advocate) can step in. In this episode, John and Rach chat...

2025-09-02 10:10:00 26:44
733 property structures explained: trusts, companies & super funds

733 property structures explained: trusts, companies & super funds

Most people buy property in their own name, but other structures might suit your strategy. In this episode Rach is joined again by Leah Hall from Lift...

2025-08-26 10:10:00 50:18
732 Alyce bought her third property by 28

732 Alyce bought her third property by 28

In today’s episode, Rach chats with Alyce Lewis about her unique and inspiring journey into home ownership and building a property portfolio. By 28, s...

2025-08-19 10:10:00 21:16
731 type vs location, sell or rent Brissy unit, mortgage or invest, servicing multiple loans + more

731 type vs location, sell or rent Brissy unit, mortgage or invest, servicing multiple loans + more

In today's Q&A John and Rach tackle some great questions around:
👉🏾 property type vs location for wealth creation
👉🏿 sell or rent out...

2025-08-12 10:10:00 43:32
730 love, property and prenups/BFAs (a chat with a family lawyer)

730 love, property and prenups/BFAs (a chat with a family lawyer)

When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rachel...

2025-08-05 10:10:00 48:10
729 flipping houses in the USA with Brandon Rickman (how it works, risks, financing + more)

729 flipping houses in the USA with Brandon Rickman (how it works, risks, financing + more)

In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years of...

2025-07-29 10:10:00 54:37
728 state-by-state tenancy law changes, rent caps, eviction rules + more

728 state-by-state tenancy law changes, rent caps, eviction rules + more

In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates i...

2025-07-22 10:10:00 51:50
727 where to invest for under $700k, when to sell, buying in Melbourne, using 100% equity + more

727 where to invest for under $700k, when to sell, buying in Melbourne, using 100% equity + more

We asked what you wanted to know and you delivered. John and Rachelle answer your questions:
👉🏾 why don’t some banks pass on rate cuts?
...

2025-07-15 10:10:00 39:49
726 building a $3m property portfolio in 4 years (Eloise & Liam's story)

726 building a $3m property portfolio in 4 years (Eloise & Liam's story)

Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years. In this episode, Eloise sha...

2025-07-08 10:10:00 46:05
725 building a new home: what you need to know

725 building a new home: what you need to know

Thinking about building a new home or doing a knockdown rebuild? Rachelle chats with new home specialist Kerri-Ann Hooper from Carnelian Projects to u...

2025-07-01 10:10:00 32:10
724 getting your partner on board with your financial journey

724 getting your partner on board with your financial journey

What happens when one person’s keen to build wealth and the other just isn’t there yet? In this episode John and Rach unpack how couples can better un...

2025-06-24 10:10:00 31:19
723 interest rate reduction: what now for borrowers, buyers and the property market

723 interest rate reduction: what now for borrowers, buyers and the property market

Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle un...

2025-06-17 10:10:00 34:54
722 top tax tips for property investors (with an accountant)

722 top tax tips for property investors (with an accountant)

It’s EOFY, so we’re bringing you a value-packed episode to help investors prep for tax time and plan ahead. Rach is joined by Leah Hall from Lift Acco...

2025-06-10 10:10:00 39:07
721 help! my property holding costs are hurting

721 help! my property holding costs are hurting

Property expenses have gone up across the board from interest rates and insurance to council rates and land tax. In this episode, John and Rach share...

2025-06-03 10:10:00 36:18
720 buying your first investment property (Q&A)

720 buying your first investment property (Q&A)

John and Rachelle go back to basics in this episode, answering common questions about buying your first investment property. From whether to buy a hou...

2025-05-27 10:10:00 41:41
719 election done, what’s next for property?

719 election done, what’s next for property?

The election's over and Labor's locked in for another term, so what does that mean for home buyers and investors? John and Rach break down the key pol...

2025-05-20 10:10:00 36:10
718 upsizing & bridging loans: are they worth it??

718 upsizing & bridging loans: are they worth it??

In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsi...

2025-05-13 10:10:00 39:29
717 Q&A (sibling guarantee, type vs location, choosing the right street) + new host announcement!

717 Q&A (sibling guarantee, type vs location, choosing the right street) + new host announcement!

Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has...

2025-05-06 10:10:00 33:51
716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)

716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)

In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey...

2025-04-22 10:10:00 32:02
715 building a portfolio, duplexes & commercial property (Rachelle Kroon's story)

715 building a portfolio, duplexes & commercial property (Rachelle Kroon's story)

In today’s episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at a...

2025-04-15 10:10:00 39:23
714 Emily's biggest lessons about property (+ A BIG ANNOUNCEMENT)

714 Emily's biggest lessons about property (+ A BIG ANNOUNCEMENT)

Emily shares the five biggest lessons she’s learned about property, the industry, and herself + a BIG announcement.
We hate email spam so we don...

2025-04-08 10:10:00 34:54
713 buy now or wait? choosing between a stepping stone or your dream home

713 buy now or wait? choosing between a stepping stone or your dream home

In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone ap...

2025-04-01 09:10:00 32:18
712 buying your next property, BA fees, are removalists worth it? + more

712 buying your next property, BA fees, are removalists worth it? + more

In today's Q&A episode John and Em tackle:
👉🏾 what to consider when buying your next property
👉🏿 how much are buyer’s advocate fees?

2025-03-25 09:10:00 33:22
711 getting your finance strategy right + two first home buyer case studies

711 getting your finance strategy right + two first home buyer case studies

Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance pl...

2025-03-18 09:10:00 38:42
710 renovating for profit: where to spend and where to save

710 renovating for profit: where to spend and where to save

In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not hard...

2025-03-11 09:10:00 37:14
709 property market update: auctions, interest rates and buyer trends

709 property market update: auctions, interest rates and buyer trends

The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentimen...

2025-03-04 09:10:00 33:50
708 what the rate cut means for buyers & investors + potential help debt changes

708 what the rate cut means for buyers & investors + potential help debt changes

The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. The...

2025-02-25 09:10:00 33:36
707 property buying gone wrong + property coach red flags (Adam's story)

707 property buying gone wrong + property coach red flags (Adam's story)

Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how...

2025-02-18 09:10:00 43:53
706 buying property? don’t make these 6 common mistakes

706 buying property? don’t make these 6 common mistakes

Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune.
Need a property profess...

2025-02-11 09:10:00 27:04
705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more

705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more

In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:
👉🏻...

2025-02-04 09:10:00 39:45
704 buying in bushfires and flood zones - should you be concerned?

704 buying in bushfires and flood zones - should you be concerned?

Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premium...

2025-01-28 09:10:00 28:26
703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more

703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more

In today's episode Em and John unpack your questions, touching on:
👉🏻 standalone homes vs townhouses: which performs better?
👉 do energ...

2025-01-21 09:10:00 35:06
702 investing in commercial property: risks, tips, and strategies

702 investing in commercial property: risks, tips, and strategies

Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience...

2025-01-14 09:10:00 34:50
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