The Financial Answer with Nathan O’Bryant
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The Financial Answer with Nathan O’Bryant
The Financial Answer is hosted by Nathan O’ Bryant, founder of O’Bryant & Associates, Inc., an investment advisory firm registered in Tennessee and Arkansas. Drawing on over 20 years of experience in financial planning, Nathan shares insights on a wide range of topics including retirement income str...
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The Gas Station Sushi Equivalent Of Retirement Planning
We all know there are things in life you probably shouldn’t trust, like gas station sushi or an email from a Nigerian prince. But the same principle a...
The Hidden Medicare Penalty You Might Be Paying
Many retirees are surprised to learn that Medicare at 65 isn’t completely free after all. For higher-income retirees, there’s a little-known surcharge...
Inflation Is Still Wrecking Retirement Confidence
Inflation may not dominate the headlines like it did in 2022, but for many Americans, it’s still the number one threat to retirement confidence. In th...
5 Signs You’re Richer Than You Think
Most people don’t feel wealthy. But what if your day-to-day habits are quietly building serious financial strength? A recent article from Kiplinger ou...
What’s Missing From Dave Ramsey’s 9-Step Retirement Plan?
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Dave Ramsey’s 9-step retirement plan is one of the most well-kn...
Gen X, It’s Your Turn: It’s Time to Think About Retirement
Cue the mixtape! It’s Gen X’s turn to get serious about retirement. Today, Nathan talks about why it’s time for this often-overlooked generation to be...
Is Your Retirement Plan Built for the Long Haul?
Living a long life is a blessing, but without the right financial plan, it can become a challenge. In this episode, Nathan unpacks how longevity multi...
What Retirement Means… and Why It’s Different for Everyone
There’s no single definition of what makes a “great’ retirement plan. It’s a deeply personal season of life that can look wildly different for each pe...
Type A Investors: Why Doing Less Might Be Your Best Move
Today, we’re talking about Type A personalities. If you’re driven, competitive, and goal-oriented, then you’re likely part of the club that struggles...
Why The Psychology of Money Says Your Emotions Matter More Than Math
What drives your financial decisions: cold hard numbers, or the way you feel? In this episode, Nathan kicks off a financial book club series with a lo...
Talking To Your Spouse About Market Crash Fears
When the market drops, anxiety at home may rise. In this episode, Nathan explores how couples can navigate fear, miscommunication, and different emoti...
What Should You Actually Do When the Market Drops?
Market headlines are screaming and your portfolio is bouncing around. You’re tempted to “do something,” but what actually makes sense when volatility...
April Fool’s: Beliefs That Fool Retirement Savers The Most
April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncover...
Inside the Advisor’s Office: What People Are Actually Concerned About
Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns,...
The Money Questions Every Couple Needs To Discuss This Valentine’s Season
Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or ar...
What Do Proposed Tariffs Mean For Your Portfolio?
The day President Trump took office, he announced plans to implement a 25 percent tariff on goods from Mexico and Canada. Additional tariff conversati...
Inflation-Proof Your Retirement In 2025
Inflation has been a hot topic in recent years and continues to be as we navigate through 2025. With rising prices affecting everything from healthcar...
The Snowbird Retirement: Is a Seasonal Move Right for You?
Brrr, it’s cold out there! Winter has a lot of people thinking about warmer weather. For some, that just means an annual vacation down south. But for...
The Art of Rebalancing: WHEN to Adjust Your Portfolio and WHY
Is rebalancing your portfolio a December tradition, a January jumpstart, or something triggered by a big life event or even the economy? Let’s explore...
Most Americans Are Forced to Retire Early- Are You Ready?
Did you know most Americans retire earlier than planned? This is often due to unexpected health issues, job changes, or financial surprises. These cha...
Financial Forecasting: A Post-Election Conversation
Election season has officially wrapped up, and with the results in, we now have a clearer picture of what the future may hold. In today’s episode, Nat...
Don’t Blow Your Bonus! Smart Ways to Use a Lump Sum Payout
Whether you’re anticipating a year-end bonus this December, recently received an inheritance, or even won the lottery (hey, we’re all allowed to dream...
Is Dividend Investing Dead?
Wondering if dividend investing is still the best approach for your retirement? Based on a recent article, we dive into what incidental income is and...
How Current Economic Shifts Could Affect Your Retirement
The financial landscape is changing rapidly, and if you’re focused on retirement, these shifts can’t be ignored. In today’s episode, we break down the...
For Couples, Retirement Planning Is A Team Sport
Retirement planning as a couple can come with its share of challenges. You aren’t planning for the financial future of just one person, but two! Often...
Unlock Your Potential During National Financial Planning Month
As we celebrate National Financial Planning Month, there's no better time to take control of your financial future. In today’s podcast, Nathan discuss...
IRS Rules for RMDs
Recently, the IRS provided some much-needed clarity on the Secure Act changes, specifically regarding Required Minimum Distributions (RMDs). In today’...
August 2024 Market Update
Market volatility can be a nerve-wracking experience for any investor. Recent fluctuations have left some questioning the future of their investments....
What is Blackrock's 100% Stock ETF Hedge?
In the ever-evolving landscape of financial products, BlackRock has recently introduced a stock ETF with a 100% downside hedge. This announcement has...
3 Things to Consider if there’s a “Recession” in 2024
As we navigate through the year, the economic and political landscape remains a topic of concern and speculation. Are there still predictions of a rec...
Cryptocurrency and Your Financial Plan
Should you get into cryptocurrency? Cryptocurrency has been a hot topic for years, often seen as the Wild West of the financial world. However, recent...
Financial Lessons from Dad
In this special Father's Day episode, Nathan dives into classic “dadisms” to draw out valuable financial lessons from them. We discuss the importance...
All In One Basket: Financial Diversification
Are you guilty of putting all your eggs in one financial basket? The latest episode of our podcast delves into the critical topic of investment divers...
Explaining Penalty Relief for Inherited Withdrawals
While the stretch IRA has been gone for a few years now, a new tweak in the rules has added some confusion. On today’s episode, we discuss what this m...
Retirement Expectations vs. Reality
Are you ready for a reality check when it comes to retirement? Today we wade through the myths and truths of post-career life, where the expectations...
Winning the Financial Triple Crown: Strategies from the Kentucky Derby
It’s almost derby time! But what does it take to take home the crown? On today’s show, we talk about the things you’ll want to keep in mind to win big...
Retirement Questions That Every Generation Is Asking, Part 1
No matter what generation you’re in, you likely have questions when it comes to retirement. In this multi-part series we will discuss the different qu...
How Is Technology Redefining Retirement Planning?
Sometimes technology and innovation can help simplify and streamline things, but other times it can cause more of a headache than before. Today, we ta...
Is Retirement Planning Harder Than It Used to Be? Part 2
How have things changed since when your grandparents were planning for retirement? So many things have gone up in cost! Instead of pretending things a...
Is Retirement Planning Harder Than It Used to Be? Part 1
We’ve all heard our parents or older generations say, “Well, back in my day…” Some things that were harder in the past have been eased with technology...