Aussie FIRE | Financial Independence Retire Early
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Aussie FIRE | Financial Independence Retire Early
The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term in...
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49. Q&A: Market highs, geared super, investment bonds
This episode, Dave and Hayden tackle three big listener questions:
Dave and Hayden unpack the pros, cons, and myths...
48. Offsets vs Investing: What’s Really Best for Your Mortgage?
Should you pour extra cash into your offset account, stash it in savings, or invest it? In this episode, Dave and Hayden break down the numbers and tr...
47. Case studies: Escaping Mortgage Prison & Switching from Property to Shares
In this episode, Dave and Hayden tackle two listener case studies. They dive into the emotional and practical trade-offs of selling vs holding propert...
46. Q&A: Employee share schemes, LICs, and mental accounting
In this Q&A episode, Dave and Hayden unpack three listener questions:
Timecodes:
(00:00) Intro
(02:30) E...
45. From super to surcharges: tax strategies you should know about
In this episode, Dave and Hayden continue their discussion on tax, covering practical tips and personal experiences. They explore the First Home Super...
44. Tax strategies we actually use (and would consider)
Nobody loves paying tax – but how much time should you really spend trying to avoid it?
In this episode, Dave and Hayden share their personal ap...
43. FI case studies: Retiring now, investing with kids, and using SMSFs
Imagine being a sci-fi film buff in the year 1986.
In the prior several years, you would have been treated to the original Star Wars trilogy, a...
42. Q&A: “The gold boom, work/life balance, and will AI kill share investing?”
“These Aussie FIRE Q&As are, in my opinion, the single best resource on Earth for long-term investors.” - Warren Buffett
So it probably won’t su...
41. What to do when the market crashes
The phrase “market crash” has appeared in the media (both traditional and social) a lot this year. Those of you with iron stomachs and 20-year horizon...
40. FI case study: "How can we retire as soon as possible?"
With a name like “Aussie FIRE”, you’d expect that this podcast would be all about retiring early.
And, to be fair, it sort of is.
However,...
39. Q&A: "Property vs shares, debt recycling, and the downsides of super"
You want to know the best thing about the Q&A format? It delivers what it promises. People ask questions, other people give answers, bing bang boom.
38. Geared ETFs, margin loans and NAB Equity Builder
In the past, this podcast has delved into the practicalities and potential perils of using leverage to invest in shares. And in our completely unbiase...
37. FI case study: "Should we buy more property or invest in shares?" Plus investing with ChatGPT
Who doesn’t like a good Aussie FIRE case study?
That wasn’t a rhetorical question, and we’re going to give you an answer.
Monsters, that’s...
36. Using leverage in the share market
You may well have heard the (correct) adage that investing carries risk. And if you’ve ever missed a mortgage, credit card, or BNPL repayment, you’ll...
35. Q&A: "Investment returns, using home equity, and when to splurge"
What do Aussie FIRE’s Q&As and Ben & Jerry’s ice cream have in common?
Two things:
…okay, so that wasn’t some...
34. Dave's hard lessons from 15 years of property investing
Dave loves ETFs. Hayden co-founded a platform which focuses on ETFs. So, when it comes to Financial Independence, these two must have been committed t...
33. FI case study: "Should we buy our dream home?" Plus buying the dip and bonds
Folks, it’s time for another FI case study – and this one explores a topic that will hit close to home. Keep reading, and you’ll find out why that was...
32. Credit card hacking
At a glance, credit cards might seem at odds with Financial Independence. After all, credit cards accrue “bad” debt, which many people consider anathe...
31. FI case study: "Do I have enough to retire early?" Plus ETFs vs managed funds
Much like the Chupacabra or Berkshire Hathaway’s founding story, Aussie FIRE’s FI case studies have become the stuff of legend. This time ‘round, Dave...
30. Investing in ETFs vs super
Both are often touted as effective vehicles for long-term investing. But for those working towards FIRE, there are some key differences to consider be...
29. FI case study: freedom in your 40s, DRPs, and combating social isolation
That’s right – it’s time for another one of our much-ballyhooed FI case studies! This time, Dave and Hayden hear from a thirtysomething couple who wou...
28. How to find unlimited motivation on the FI journey
Let’s be honest: Financial Independence can feel like a BIG task. The progress is incremental, the timelines are longer than we’d like, and the tempta...
27. FI case study: semi retirement, island living & getting shares stolen
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Because Financial Independence looks different for everyone, there’s seldom a one-size-fits-all approach to reaching it. That’s w...
26. A deep dive into Hayden's finances
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In a previous episode, we conducted a deep dive into Dave’s finances. However, keen observers and long-time listeners may have no...
25. Q&A: Dave's portfolio, debt recycling follow-ups, and a listener's success story
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Dave and Hayden’s Q&As have become a regular thing on this podcast. Sure, audience feedback has been overwhelmingly positive, whi...
24. House vs apartment: How to optimise your home price for FIRE
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Dave and Hayden at Aussie FIRE recently received a thought-provoking question from a listener. While we’re paraphrasing slightly,...
23. Investing mistakes we've made (and what we've learned)
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There are countless ways to learn as an investor, from books, to podcasts (like this one), to quarterly earnings reports. Even so...
22. Singles vs couples: which is better for FI?
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If you’re working towards Financial Independence Retire Early (FIRE), a question may have crossed your mind: is it easier to reac...
21. Aussie FIRE Q&A: ETF strategy, FI case study, and investing for kids
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A few sessions ago, Dave and Hayden hosted their first Aussie FIRE audience Q&A. Well, the community seemed to enjoy it… so they’...
20. Debt recycling part 2: FAQs
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Last episode, Aussie FIRE co-hosts Dave and Hayden discussed debt recycling, and who can benefit from it. As it turns out, people...
19. Debt recycling: What is it and who can benefit from it?
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You may have suspected just from its name, but debt recycling can be a polarising topic in investing circles. Some hail it as an...
18. A deep dive into Dave’s finances
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One of our hosts became renowned across Australia for reaching FIRE by age 28. We are, of course, referring to Dave Gow, the mast...
17. Aussie FIRE Q&A: Dividends, timing the market, and ethical investing
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Since launching back in 2023, the Aussie FIRE podcast has cultivated an incredible community of listeners. And, over the last few...
16. How to calculate whether to rent or buy your home
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Housing plays a pivotal role in any FIRE (Financial Independence Retire Early) strategy. Whether you rent or buy, you’ll need to...
15. Is university worth the money?
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In life, there are various ways to invest. And we’re not only talking about shares versus bonds, or ETFs versus property. In fact...
14. Mastering your mindset
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Previously on this podcast, we’ve covered how different mindsets affect your money habits. This time around, Dave (Strong Money A...
13. Using super to buy a home quicker
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In your Financial Independence Retire Early (FIRE) travels, you may have heard of the First Home Super Saver Scheme. To oversimpl...
12. Achieving FI on a lower income
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When you listen to stories of FIRE (Financial Independence Retire Early), you’d be forgiven for assuming that a huge income is a...
11. What we invest in & why
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This session, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) are doing something a little different. Instead of...
10. Are shares the best path to FIRE?
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Within the Australian Financial Independence community, shares have always been a popular asset. With a bit of research, it’s eas...